As we move through the final quarter of 2025, there's a silver lining for those looking to make a move in the real estate market: interest rates are dropping.
After a prolonged period of higher rates, recent economic shifts and Federal Reserve policy adjustments have led to a noticeable decline in mortgage interest rates. For both buyers and sellers, this presents a strategic opportunity that may not last long.
What Lower Rates Mean for Buyers
For homebuyers, lower interest rates directly impact affordability. With even a small percentage drop, you can qualify for a larger loan amount or enjoy lower monthly payments on the same home. This opens the door to neighborhoods, features, and homes that might have been out of reach just a few months ago.
In short: you can get more home for your money.
Why Sellers Should Pay Attention
If you're thinking of selling, this is your window to act. As rates fall, more buyers enter the market, increasing demand—and potentially your home’s value. Plus, with your own move on the horizon, you could benefit on both sides of the transaction by locking in a lower rate for your next purchase.
Let’s Talk Strategy
At The Keith Kennedy Group, we’re not just here to help you buy or sell a home—we’re here to help you make smart financial moves that align with today’s market.
Whether you're ready to make a move or just starting to explore your options, now is the time to talk.
Reach out to The Keith Kennedy Group today to learn how these lower interest rates can work to your advantage—whether you're buying, selling, or both.
