Keith Kennedy
KeithCKennedy@gmail.com
(513) 713-7296207-200-3338

BUYING MADE EASY

Personalized Service to Find Your Dream Home

A portion of your sale will go to LGBTQ organizations in our communities!

​1% Back to LGBTQ Organizations focuses on the next generation, LGBTQ youth. Supporting and addressing systemic LGBTQ problems including generational poverty, substance abuse, and limited access to medical care, education, and food. The Keith Kennedy Group is committed to giving back with 1% and volunteering in our communities.

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Why Your Credit Score Matters When Buying a Home

​Your credit score plays a major role in the home buying process — and having a higher score can save you thousands over the life of your loan.


​Here’s why working on your credit score before buying is so important:​

1. Better Interest Rates​

Lenders use your credit score to determine the risk of lending to you. A higher score often means a lower interest rate, which can dramatically reduce your monthly payment and the total cost of your mortgage.

2. More Loan Options​

With a higher score, you may qualify for a wider range of loan programs — including conventional, FHA, VA, and better terms from private lenders.

3. Lower Down Payments​

Some programs offer low or even zero down payment options for buyers with strong credit.

4. Stronger Buyer Position​

In a competitive market, sellers and agents may view you as a more qualified and reliable buyer, which can give you an edge when making an offer.

A Tip from Keith Kennedy

Start by checking your credit score, paying down debt, and avoiding new credit inquiries in the months before buying. If you're not sure where you stand, The Keith Kennedy Group can connect you with trusted mortgage professionals to help you get on track.

CALCULATE PAYMENTS

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years

Down Payment

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%
10.0%

Interest Rate

%
6.0%

Tax Rate

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2.6%
$
$
annually
$
monthly

Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.

Estimated Monthly Payment
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Loan Amount
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CURATED HOMES FOR YOU

    Expert Guidance for Your Next Move

    Begin Your Home Buying Adventure Today

    Buying a home is more than just a transaction—it’s a major milestone. Whether you’re looking in Florida or Maine, I’ll provide expert guidance, market insights, and a seamless experience to help you find the perfect home. Let’s make your home-buying journey exciting, stress-free, and successful!

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      © BEACHES MLS. All rights reserved. Information Deemed Reliable, but Not Guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

      IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.