BUYING MADE EASY
Personalized Service to Find Your Dream Home
A portion of your sale will go to LGBTQ organizations in our communities!
1% Back to LGBTQ Organizations focuses on the next generation, LGBTQ youth. Supporting and addressing systemic LGBTQ problems including generational poverty, substance abuse, and limited access to medical care, education, and food. The Keith Kennedy Group is committed to giving back with 1% and volunteering in our communities.
Why Your Credit Score Matters When Buying a Home
Your credit score plays a major role in the home buying process — and having a higher score can save you thousands over the life of your loan.
Here’s why working on your credit score before buying is so important:
1. Better Interest Rates
Lenders use your credit score to determine the risk of lending to you. A higher score often means a lower interest rate, which can dramatically reduce your monthly payment and the total cost of your mortgage.
2. More Loan Options
With a higher score, you may qualify for a wider range of loan programs — including conventional, FHA, VA, and better terms from private lenders.
3. Lower Down Payments
Some programs offer low or even zero down payment options for buyers with strong credit.
4. Stronger Buyer Position
In a competitive market, sellers and agents may view you as a more qualified and reliable buyer, which can give you an edge when making an offer.
A Tip from Keith Kennedy
Start by checking your credit score, paying down debt, and avoiding new credit inquiries in the months before buying. If you're not sure where you stand, The Keith Kennedy Group can connect you with trusted mortgage professionals to help you get on track.
CALCULATE PAYMENTS
Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.
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Expert Guidance for Your Next Move
Begin Your Home Buying Adventure Today
Buying a home is more than just a transaction—it’s a major milestone. Whether you’re looking in Florida or Maine, I’ll provide expert guidance, market insights, and a seamless experience to help you find the perfect home. Let’s make your home-buying journey exciting, stress-free, and successful!
