LOANS & PRE-APPROVAL

Get Pre-Approved with Confidence. Buy with Clarity.

Let’s Talk Loan Options

Every buyer is different. That’s why I work with reputable lenders who understand your needs and help match you with the best-fit loan.Here are a few of the most common types my clients explore:

  • Conventional Loans – Ideal for buyers with good credit and a solid down payment.
  • FHA Loans – Great for first-time buyers with lower down payments and more flexible requirements.
  • VA Loans – No down payment, no PMI, and exclusive to U.S. military veterans and active-duty service members.
  • Jumbo Loans – Perfect for high-value properties beyond conventional loan limits.


Not sure where to start? Let’s talk. I’ll help you connect with local lenders in Florida and Maine, and great at simplifying the numbers.

Keith Kennedy | Access USA Realty LLC Photo

VA Loans for Veterans

If you’re a veteran, I’d be honored to help you take advantage of your VA benefits. I’ll walk you through the loan process and ensure you get the best value—because you deserve it.

  • 0% down
  • No PMI
  • Competitive rates
  • Flexible requirements
Keith Kennedy | Access USA Realty LLC Photo

Estimate Your Mortgage Payments

Want to get an idea of your monthly payments before you apply? Use our Mortgage Calculator to explore your price range and monthly budget.

$
years

Down Payment

$
%
10.0%

Interest Rate

%
6.0%

Tax Rate

%
2.6%
$
$
annually
$
monthly

Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.

Estimated Monthly Payment
$0.00
Loan Amount
$0.00

Looking in Broward County, Florida? Estimate your property taxes here:

The Power of Pre-Approval

Getting pre-approved shows sellers you’re serious—and it puts you one step ahead of the competition.
I’ll connect you with professionals who make the process easy and transparent. You’ll know your budget, get peace of mind, and start shopping with clarity.

Detail Photo Here

Let’s Get Started

Whether you’re buying your first home, relocating across the country, or planning your dream retirement spot—I’ll help you get financially ready.

Stay in the Know: Handpicked Listings Sent Directly to Your Email.